CreditGo is the customer-facing lending experience from RAY FINTECH LIMITED for Nigeria. The brand brings together fast application flow, clear offer presentation, and a launch posture that avoids promising anything before license-specific disclosures are ready.
Live rates, support channels, and formal legal disclosures will be published here only after the new Nigeria license package is finalized.
Customer product
CreditGo
Company trust stays in the corporate layer. Product energy stays in the customer layer. That separation follows the brand guideline and keeps the homepage compliant and focused.
The new homepage keeps RAY FINTECH LIMITED as the formal trust layer while CreditGo carries the customer promise. The visual system stays in green and blue, with gold reserved for action and progress accents.
Used in the header, footer, and governance moments where the legal operator should lead the conversation.
Used in the hero and experience sections where speed, action, and clarity should feel closer to the borrower.
No cash piles or loan clichés. The graphics stay abstract, confident, and intentionally cleaner than the previous Nigeria homepage style.
This first web presence is designed to explain how the product should feel before launch: mobile-first, reviewable, and disciplined about what is shown only after approvals are ready.
The homepage points straight to an app-led journey instead of a paperwork-heavy branch experience.
Repayment terms, product notices, and customer-facing details are positioned as things to review clearly, not discover later.
Status chips, step cues, and launch notes make the product feel active even before the full live funnel is published.
The site intentionally avoids reusing legal copy, contact details, or regulatory claims from the previous Nigeria operator.
The experience is framed around a short sequence: entry, verification, offer review, and repayment management. The marketing site stays honest about what is available now versus what will be added at go-live.
Borrowers meet the product brand first, with the app icon and product wordmark leading the action point.
Identity and eligibility checks are presented as protected steps, not as friction hidden in fine print.
Loan specifics, repayment structure, and disclosures belong in a review layer before a borrower continues.
Repayment reminders, support links, and policy access stay easy to find once the live product launches.
Because this is a new Nigeria license, the homepage favors accuracy over hype. It sets brand direction now and leaves regulated details for the moment they can be published correctly.
RAY FINTECH LIMITED anchors trust. CreditGo carries the action and borrowing story.
The site avoids invented loan ceilings, rates, or turnaround claims until the licensed launch copy is ready.
Terms and privacy pages are present as explicit placeholders instead of recycled documents from another operator.
Complaint and privacy request paths will be published with the live product so the site does not advertise stale contacts.
These answers keep the new brand honest while the license-specific content pack is still being finalized.
This site introduces the brand and experience direction. Live product links and formal lending disclosures will be added only when the release package is approved.
RAY FINTECH LIMITED is the company brand shown in the corporate trust layer. CreditGo is the customer-facing product brand.
Because this product sits under a new license, the website avoids publishing guessed commercial details before the final approved disclosure set is ready.
They will be published on this site and inside the live product as part of the launch disclosure bundle.
The homepage already routes to dedicated legal pages so we do not fall back to modal fragments or legacy license text. For now, those pages explain the launch-safe placeholder state in plain language.
Explains why the final Nigeria privacy disclosure is not yet published and what will appear there before launch.
Open privacy pageKeeps the legal route in place without borrowing the previous operator's terms or contact details.
Open terms page